Call reports 2008
CAPITAL CITY BANK — 2008
What CAPITAL CITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,674,103,000 | 2,632,391,000 | 2,437,128,000 | 2,471,454,000 |
| Total loans | 1,914,458,000 | 1,916,815,000 | 1,927,229,000 | 1,957,797,000 |
| Allowance for loan losses | 20,277,000 | 22,518,000 | 30,544,000 | 37,004,000 |
| Securities available for sale | 174,430,000 | 173,345,000 | 181,057,000 | 178,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,195,078,000 | 2,166,673,000 | 1,967,709,000 | 1,994,415,000 |
| Interest-bearing deposits | 1,759,701,000 | 1,745,934,000 | 1,579,905,000 | 1,572,477,000 |
| Noninterest-bearing deposits | 435,377,000 | 420,739,000 | 387,804,000 | 421,938,000 |
| Equity capital | 357,658,000 | 357,818,000 | 359,230,000 | 339,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 38,710,000 | 74,957,000 | 109,599,000 | 142,816,000 |
| Interest expense | 11,333,000 | 19,183,000 | 25,704,000 | 30,230,000 |
| Net interest income | 27,377,000 | 55,774,000 | 83,895,000 | 112,586,000 |
| Noninterest income | 17,597,000 | 33,176,000 | 53,251,000 | 66,454,000 |
| Noninterest expense | 29,881,000 | 60,650,000 | 90,615,000 | 121,046,000 |
| Provision for loan losses | 4,142,000 | 9,574,000 | 19,999,000 | 32,496,000 |
| Pretax income | 11,016,000 | 18,821,000 | 26,654,000 | 25,622,000 |
| Income tax | 3,313,000 | 5,820,000 | 8,345,000 | 7,450,000 |
| Net income | 7,703,000 | 13,001,000 | 18,309,000 | 18,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,717,000 | 268,366,000 | 270,620,000 | 269,812,000 |
| Total capital | 285,994,000 | 290,884,000 | 295,640,000 | 295,363,000 |
| Risk-weighted assets | 2,057,002,000 | 2,035,050,000 | 1,996,094,000 | 2,032,596,000 |