Call reports 2007
CAPITAL CITY BANK — 2007
What CAPITAL CITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,561,114,000 | 2,514,410,000 | 2,423,799,000 | 2,601,484,000 |
| Total loans | 1,965,841,000 | 1,930,711,000 | 1,903,888,000 | 1,915,850,000 |
| Allowance for loan losses | 17,108,000 | 17,469,000 | 18,001,000 | 18,066,000 |
| Securities available for sale | 178,491,000 | 176,721,000 | 172,265,000 | 178,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,047,343,000 | 2,015,593,000 | 1,953,695,000 | 2,144,567,000 |
| Interest-bearing deposits | 1,574,187,000 | 1,552,605,000 | 1,518,171,000 | 1,709,685,000 |
| Noninterest-bearing deposits | 473,156,000 | 462,988,000 | 435,524,000 | 434,882,000 |
| Equity capital | 367,667,000 | 359,435,000 | 347,686,000 | 353,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 41,514,000 | 83,239,000 | 124,537,000 | 165,282,000 |
| Interest expense | 12,263,000 | 24,594,000 | 37,047,000 | 49,352,000 |
| Net interest income | 29,251,000 | 58,645,000 | 87,490,000 | 115,930,000 |
| Noninterest income | 13,837,000 | 28,807,000 | 43,056,000 | 58,864,000 |
| Noninterest expense | 30,357,000 | 60,324,000 | 90,102,000 | 121,600,000 |
| Provision for loan losses | 1,237,000 | 2,912,000 | 4,464,000 | 6,163,000 |
| Pretax income | 11,501,000 | 24,223,000 | 35,987,000 | 47,045,000 |
| Income tax | 3,924,000 | 8,293,000 | 12,352,000 | 15,133,000 |
| Net income | 7,577,000 | 15,930,000 | 23,635,000 | 31,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,770,000 | 266,568,000 | 255,485,000 | 260,721,000 |
| Total capital | 289,878,000 | 284,037,000 | 273,486,000 | 278,787,000 |
| Risk-weighted assets | 1,988,409,000 | 1,966,184,000 | 1,944,686,000 | 1,998,328,000 |