Call reports 2006
CAPITAL CITY BANK — 2006
What CAPITAL CITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,662,649,000 | 2,685,406,000 | 2,547,220,000 | 2,583,494,000 |
| Total loans | 2,054,656,000 | 2,052,860,000 | 2,009,459,000 | 1,999,721,000 |
| Allowance for loan losses | 17,279,000 | 17,264,000 | 17,311,000 | 17,217,000 |
| Securities available for sale | 166,073,000 | 176,798,000 | 177,969,000 | 179,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,121,746,000 | 2,164,040,000 | 2,061,363,000 | 2,091,462,000 |
| Interest-bearing deposits | 1,547,016,000 | 1,581,309,000 | 1,542,908,000 | 1,591,640,000 |
| Noninterest-bearing deposits | 574,730,000 | 582,731,000 | 518,455,000 | 499,822,000 |
| Equity capital | 361,656,000 | 366,267,000 | 372,899,000 | 369,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 39,412,000 | 80,781,000 | 123,293,000 | 165,893,000 |
| Interest expense | 9,356,000 | 19,613,000 | 30,964,000 | 43,031,000 |
| Net interest income | 30,056,000 | 61,168,000 | 92,329,000 | 122,862,000 |
| Noninterest income | 12,935,000 | 26,875,000 | 40,929,000 | 55,233,000 |
| Noninterest expense | 29,698,000 | 60,347,000 | 90,629,000 | 120,306,000 |
| Provision for loan losses | 667,000 | 787,000 | 1,498,000 | 1,959,000 |
| Pretax income | 12,626,000 | 26,905,000 | 41,127,000 | 55,826,000 |
| Income tax | 4,524,000 | 9,658,000 | 14,611,000 | 19,757,000 |
| Net income | 8,102,000 | 17,247,000 | 26,516,000 | 36,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,034,000 | 260,760,000 | 267,964,000 | 273,424,000 |
| Total capital | 271,313,000 | 278,024,000 | 285,275,000 | 290,641,000 |
| Risk-weighted assets | 2,033,564,000 | 2,053,491,000 | 1,998,281,000 | 2,001,311,000 |