Call reports 2005
CAPITAL CITY BANK — 2005
What CAPITAL CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,343,223,000 | 2,620,660,000 | 2,574,522,000 | 2,615,097,000 |
| Total loans | 1,843,803,000 | 2,046,774,000 | 2,052,893,000 | 2,067,494,000 |
| Allowance for loan losses | 16,040,000 | 17,451,000 | 17,424,000 | 17,410,000 |
| Securities available for sale | 179,440,000 | 182,362,000 | 178,339,000 | 156,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,899,624,000 | 2,112,937,000 | 2,038,360,000 | 2,086,137,000 |
| Interest-bearing deposits | 1,333,600,000 | 1,502,026,000 | 1,453,608,000 | 1,519,854,000 |
| Noninterest-bearing deposits | 566,024,000 | 610,911,000 | 584,752,000 | 566,283,000 |
| Equity capital | 281,795,000 | 346,984,000 | 353,147,000 | 361,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 30,474,000 | 64,385,000 | 101,273,000 | 140,053,000 |
| Interest expense | 5,478,000 | 11,600,000 | 18,554,000 | 27,082,000 |
| Net interest income | 24,996,000 | 52,785,000 | 82,719,000 | 112,971,000 |
| Noninterest income | 11,010,000 | 22,986,000 | 35,993,000 | 48,834,000 |
| Noninterest expense | 24,720,000 | 50,681,000 | 78,671,000 | 107,196,000 |
| Provision for loan losses | 410,000 | 798,000 | 1,174,000 | 2,507,000 |
| Pretax income | 10,876,000 | 24,292,000 | 38,876,000 | 52,111,000 |
| Income tax | 3,954,000 | 8,797,000 | 13,949,000 | 18,645,000 |
| Net income | 6,922,000 | 15,495,000 | 24,927,000 | 33,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,805,000 | 234,601,000 | 242,189,000 | 252,095,000 |
| Total capital | 219,845,000 | 252,052,000 | 259,613,000 | 269,505,000 |
| Risk-weighted assets | 1,838,408,000 | 2,036,891,000 | 2,034,718,000 | 2,040,032,000 |