Call reports 2004
CAPITAL CITY BANK — 2004
What CAPITAL CITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,954,188,000 | 2,024,650,000 | 1,949,177,000 | 2,359,354,000 |
| Total loans | 1,465,804,000 | 1,521,496,000 | 1,540,650,000 | 1,828,825,000 |
| Allowance for loan losses | 13,720,000 | 13,657,000 | 12,328,000 | 16,037,000 |
| Securities available for sale | 182,568,000 | 178,015,000 | 150,958,000 | 198,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,583,665,000 | 1,626,815,000 | 1,586,223,000 | 1,903,974,000 |
| Interest-bearing deposits | 1,374,988,000 | 1,399,810,000 | 1,378,025,000 | 1,691,840,000 |
| Noninterest-bearing deposits | 208,677,000 | 227,005,000 | 208,198,000 | 212,134,000 |
| Equity capital | 196,800,000 | 198,720,000 | 206,795,000 | 279,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 22,670,000 | 46,935,000 | 71,594,000 | 101,525,000 |
| Interest expense | 3,178,000 | 6,400,000 | 9,807,000 | 15,114,000 |
| Net interest income | 19,492,000 | 40,535,000 | 61,787,000 | 86,411,000 |
| Noninterest income | 9,832,000 | 20,779,000 | 38,454,000 | 50,164,000 |
| Noninterest expense | 20,667,000 | 42,091,000 | 63,631,000 | 87,893,000 |
| Provision for loan losses | 961,000 | 1,541,000 | 1,841,000 | 2,141,000 |
| Pretax income | 7,696,000 | 17,701,000 | 34,776,000 | 46,554,000 |
| Income tax | 2,623,000 | 6,134,000 | 12,386,000 | 16,481,000 |
| Net income | 5,073,000 | 11,567,000 | 22,390,000 | 30,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,872,000 | 158,091,000 | 166,623,000 | 199,564,000 |
| Total capital | 167,592,000 | 171,748,000 | 178,951,000 | 215,601,000 |
| Risk-weighted assets | 1,533,369,000 | 1,514,047,000 | 1,512,392,000 | 1,822,462,000 |