Call reports 2003
CAPITAL CITY BANK — 2003
What CAPITAL CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,860,360,000 | 1,865,884,000 | 1,849,127,000 | 1,843,066,000 |
| Total loans | 1,311,556,000 | 1,332,388,000 | 1,322,888,000 | 1,341,632,000 |
| Allowance for loan losses | 12,437,000 | 12,434,000 | 12,424,000 | 12,429,000 |
| Securities available for sale | 184,096,000 | 164,971,000 | 156,809,000 | 175,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,466,372,000 | 1,507,573,000 | 1,496,265,000 | 1,483,787,000 |
| Interest-bearing deposits | 1,032,725,000 | 1,045,461,000 | 1,211,191,000 | 1,018,655,000 |
| Noninterest-bearing deposits | 433,647,000 | 462,112,000 | 285,074,000 | 465,132,000 |
| Equity capital | 185,588,000 | 189,131,000 | 191,822,000 | 194,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 24,327,000 | 48,323,000 | 71,808,000 | 94,830,000 |
| Interest expense | 4,099,000 | 7,994,000 | 11,499,000 | 14,839,000 |
| Net interest income | 20,228,000 | 40,329,000 | 60,309,000 | 79,991,000 |
| Noninterest income | 11,129,000 | 23,055,000 | 35,631,000 | 47,352,000 |
| Noninterest expense | 20,473,000 | 41,351,000 | 63,062,000 | 84,356,000 |
| Provision for loan losses | 779,000 | 1,665,000 | 2,586,000 | 3,436,000 |
| Pretax income | 10,116,000 | 20,391,000 | 30,293,000 | 39,552,000 |
| Income tax | 3,658,000 | 7,398,000 | 10,952,000 | 13,857,000 |
| Net income | 6,458,000 | 12,993,000 | 19,341,000 | 25,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,728,000 | 159,174,000 | 163,433,000 | 167,697,000 |
| Total capital | 167,165,000 | 171,608,000 | 175,857,000 | 180,126,000 |
| Risk-weighted assets | 1,371,312,000 | 1,405,152,000 | 1,403,174,000 | 1,376,448,000 |