Call reports 2002
CAPITAL CITY BANK — 2002
What CAPITAL CITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,790,318,000 | 1,705,602,000 | 1,739,586,000 | 1,820,348,000 |
| Total loans | 1,234,043,000 | 1,268,300,000 | 1,290,905,000 | 1,288,575,000 |
| Allowance for loan losses | 12,113,000 | 12,227,000 | 12,463,000 | 12,495,000 |
| Securities available for sale | 213,085,000 | 207,193,000 | 187,288,000 | 173,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,495,963,000 | 1,441,732,000 | 1,410,133,000 | 1,439,554,000 |
| Interest-bearing deposits | 1,065,210,000 | 1,260,618,000 | 1,219,714,000 | 1,253,843,000 |
| Noninterest-bearing deposits | 430,753,000 | 181,114,000 | 190,419,000 | 185,711,000 |
| Equity capital | 172,515,000 | 175,962,000 | 179,381,000 | 182,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 27,041,000 | 53,639,000 | 80,043,000 | 106,095,000 |
| Interest expense | 7,195,000 | 12,883,000 | 17,829,000 | 22,496,000 |
| Net interest income | 19,846,000 | 40,756,000 | 62,214,000 | 83,599,000 |
| Noninterest income | 8,041,000 | 16,423,000 | 25,305,000 | 36,868,000 |
| Noninterest expense | 19,129,000 | 39,083,000 | 59,245,000 | 80,716,000 |
| Provision for loan losses | 802,000 | 1,442,000 | 2,434,000 | 3,297,000 |
| Pretax income | 7,956,000 | 16,654,000 | 25,840,000 | 36,464,000 |
| Income tax | 2,783,000 | 5,891,000 | 9,169,000 | 12,940,000 |
| Net income | 5,173,000 | 10,763,000 | 16,671,000 | 23,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,086,000 | 142,317,000 | 145,866,000 | 150,360,000 |
| Total capital | 151,199,000 | 154,544,000 | 158,329,000 | 162,855,000 |
| Risk-weighted assets | 1,260,785,000 | 1,210,593,000 | 1,274,130,000 | 1,285,305,000 |