Call reports 2002
FIRST COMMERCE BANK — 2002
What FIRST COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,706,000 | 162,170,000 | 180,179,000 | 172,644,000 |
| Total loans | 102,139,000 | 112,121,000 | 115,140,000 | 117,315,000 |
| Allowance for loan losses | 1,374,000 | 1,518,000 | 1,571,000 | 1,693,000 |
| Securities available for sale | 33,159,000 | 32,300,000 | 39,799,000 | 40,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,937,000 | 135,805,000 | 141,749,000 | 133,683,000 |
| Interest-bearing deposits | 86,853,000 | 93,369,000 | 103,926,000 | 101,160,000 |
| Noninterest-bearing deposits | 29,084,000 | 42,436,000 | 37,823,000 | 32,523,000 |
| Equity capital | 14,273,000 | 14,773,000 | 15,478,000 | 15,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,153,000 | 6,372,000 | 8,696,000 |
| Interest expense | 813,000 | 1,643,000 | 2,488,000 | 3,369,000 |
| Net interest income | 1,177,000 | 2,510,000 | 3,884,000 | 5,327,000 |
| Noninterest income | 162,000 | 279,000 | 434,000 | 628,000 |
| Noninterest expense | 1,032,000 | 1,981,000 | 3,122,000 | 4,246,000 |
| Provision for loan losses | 111,000 | 260,000 | 327,000 | 449,000 |
| Pretax income | 323,000 | 674,000 | 1,134,000 | 1,602,000 |
| Income tax | 88,000 | 187,000 | 322,000 | 502,000 |
| Net income | 235,000 | 487,000 | 812,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,513,000 | 14,594,000 | 14,920,000 | 15,058,000 |
| Total capital | 15,887,000 | 16,112,000 | 16,491,000 | 16,716,000 |
| Risk-weighted assets | 117,207,000 | 127,527,000 | 133,845,000 | 132,132,000 |