Call reports 2001
FIRST COMMERCE BANK — 2001
What FIRST COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,431,000 | 121,872,000 | 132,477,000 | 136,892,000 |
| Total loans | 82,348,000 | 85,094,000 | 91,641,000 | 93,869,000 |
| Allowance for loan losses | 1,108,000 | 1,146,000 | 1,234,000 | 1,263,000 |
| Securities available for sale | 29,086,000 | 22,299,000 | 22,980,000 | 30,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,806,000 | 105,144,000 | 111,095,000 | 111,848,000 |
| Interest-bearing deposits | 73,647,000 | 74,562,000 | 78,643,000 | 77,433,000 |
| Noninterest-bearing deposits | 31,159,000 | 30,582,000 | 32,452,000 | 34,415,000 |
| Equity capital | 9,078,000 | 9,299,000 | 9,605,000 | 14,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,232,000 | 6,327,000 | 8,321,000 |
| Interest expense | 1,156,000 | 2,252,000 | 3,264,000 | 4,148,000 |
| Net interest income | 983,000 | 1,980,000 | 3,063,000 | 4,173,000 |
| Noninterest income | 94,000 | 192,000 | 299,000 | 435,000 |
| Noninterest expense | 824,000 | 1,629,000 | 2,482,000 | 3,405,000 |
| Provision for loan losses | 56,000 | 94,000 | 182,000 | 211,000 |
| Pretax income | 199,000 | 473,000 | 748,000 | 1,115,000 |
| Income tax | 61,000 | 136,000 | 224,000 | 355,000 |
| Net income | 138,000 | 337,000 | 524,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,955,000 | 9,154,000 | 9,240,000 | 14,277,000 |
| Total capital | 10,063,000 | 10,300,000 | 10,474,000 | 15,540,000 |
| Risk-weighted assets | 95,461,000 | 93,738,000 | 100,386,000 | 106,579,000 |