Call reports 2026
BANK OF ST. FRANCISVILLE — 2026
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 397,894,000 | 398,683,000 |
| Total loans | 296,243,000 | 302,850,000 |
| Allowance for loan losses | 3,766,000 | 4,009,000 |
| Securities available for sale | 49,943,000 | 48,700,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 346,352,000 | 345,961,000 |
| Interest-bearing deposits | 245,968,000 | 245,251,000 |
| Noninterest-bearing deposits | 100,384,000 | 100,710,000 |
| Equity capital | 38,715,000 | 38,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,918,000 | 11,936,000 |
| Interest expense | 1,704,000 | 3,543,000 |
| Net interest income | 4,214,000 | 8,393,000 |
| Noninterest income | 238,000 | 448,000 |
| Noninterest expense | 2,762,000 | 5,561,000 |
| Provision for loan losses | 105,000 | 340,000 |
| Pretax income | 1,585,000 | 2,940,000 |
| Income tax | 0 | 0 |
| Net income | 1,585,000 | 2,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,631,000 | 39,538,000 |