Call reports 2024
BANK OF ST. FRANCISVILLE — 2024
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 340,724,000 | 343,413,000 | 362,111,000 | 388,287,000 |
| Total loans | 243,173,000 | 251,562,000 | 261,472,000 | 268,967,000 |
| Allowance for loan losses | 3,261,000 | 3,306,000 | 3,210,000 | 3,128,000 |
| Securities available for sale | 26,723,000 | 31,147,000 | 30,097,000 | 31,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,306,000 | 296,514,000 | 312,130,000 | 337,957,000 |
| Interest-bearing deposits | 206,792,000 | 209,466,000 | 218,965,000 | 244,602,000 |
| Noninterest-bearing deposits | 88,514,000 | 87,048,000 | 93,165,000 | 93,355,000 |
| Equity capital | 28,443,000 | 30,350,000 | 32,164,000 | 32,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,866,000 | 9,907,000 | 15,365,000 | 20,917,000 |
| Interest expense | 1,915,000 | 4,032,000 | 6,302,000 | 8,518,000 |
| Net interest income | 2,951,000 | 5,875,000 | 9,063,000 | 12,399,000 |
| Noninterest income | 266,000 | 494,000 | 771,000 | 1,338,000 |
| Noninterest expense | 2,159,000 | 4,433,000 | 6,736,000 | 9,303,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 983,000 | 1,786,000 | 2,873,000 | 4,134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 1,786,000 | 2,873,000 | 4,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,270,000 | 32,210,000 | 33,300,000 | 34,099,000 |