Call reports 2022
BANK OF ST. FRANCISVILLE — 2022
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 210,803,000 | 219,702,000 | 235,913,000 | 259,413,000 |
| Total loans | 159,296,000 | 165,924,000 | 179,806,000 | 188,414,000 |
| Allowance for loan losses | 2,652,000 | 2,752,000 | 2,819,000 | 2,919,000 |
| Securities available for sale | 18,381,000 | 29,807,000 | 28,475,000 | 31,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,833,000 | 198,035,000 | 214,345,000 | 234,361,000 |
| Interest-bearing deposits | 122,615,000 | 121,089,000 | 129,559,000 | 149,646,000 |
| Noninterest-bearing deposits | 67,218,000 | 76,947,000 | 84,785,000 | 84,715,000 |
| Equity capital | 19,286,000 | 19,879,000 | 19,551,000 | 23,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,788,000 | 7,674,000 | 10,846,000 |
| Interest expense | 103,000 | 222,000 | 461,000 | 1,000,000 |
| Net interest income | 2,157,000 | 4,566,000 | 7,213,000 | 9,846,000 |
| Noninterest income | 271,000 | 703,000 | 1,015,000 | 1,262,000 |
| Noninterest expense | 1,660,000 | 3,332,000 | 5,159,000 | 7,240,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 663,000 | 1,727,000 | 2,754,000 | 3,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,727,000 | 2,754,000 | 3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,213,000 | 20,900,000 | 22,008,000 | 25,388,000 |