Call reports 2021
BANK OF ST. FRANCISVILLE — 2021
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,100,000 | 203,866,000 | 209,958,000 | 223,587,000 |
| Total loans | 149,746,000 | 153,118,000 | 157,749,000 | 156,876,000 |
| Allowance for loan losses | 2,074,000 | 2,240,000 | 2,417,000 | 2,567,000 |
| Securities available for sale | 12,729,000 | 13,789,000 | 12,519,000 | 15,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,832,000 | 182,729,000 | 187,454,000 | 200,920,000 |
| Interest-bearing deposits | 114,046,000 | 114,937,000 | 119,600,000 | 133,095,000 |
| Noninterest-bearing deposits | 61,786,000 | 67,793,000 | 67,854,000 | 67,825,000 |
| Equity capital | 17,775,000 | 18,107,000 | 19,278,000 | 19,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,468,000 | 6,795,000 | 9,220,000 |
| Interest expense | 139,000 | 249,000 | 356,000 | 463,000 |
| Net interest income | 1,994,000 | 4,219,000 | 6,439,000 | 8,757,000 |
| Noninterest income | 217,000 | 464,000 | 2,567,000 | 2,874,000 |
| Noninterest expense | 1,489,000 | 3,000,000 | 4,557,000 | 6,319,000 |
| Provision for loan losses | 230,000 | 410,000 | 605,000 | 800,000 |
| Pretax income | 492,000 | 1,273,000 | 3,849,000 | 4,517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 1,273,000 | 3,849,000 | 4,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,422,000 | 17,781,000 | 19,036,000 | 19,702,000 |