Call reports 2020
BANK OF ST. FRANCISVILLE — 2020
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,028,000 | 179,124,000 | 174,630,000 | 194,302,000 |
| Total loans | 112,721,000 | 129,926,000 | 137,124,000 | 144,508,000 |
| Allowance for loan losses | 1,327,000 | 1,389,000 | 1,623,000 | 1,846,000 |
| Securities available for sale | 15,107,000 | 15,047,000 | 14,720,000 | 14,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,698,000 | 159,019,000 | 154,146,000 | 173,240,000 |
| Interest-bearing deposits | 91,489,000 | 104,057,000 | 100,620,000 | 117,536,000 |
| Noninterest-bearing deposits | 40,209,000 | 54,962,000 | 53,526,000 | 55,704,000 |
| Equity capital | 16,007,000 | 16,332,000 | 16,651,000 | 17,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,989,000 | 6,099,000 | 8,249,000 |
| Interest expense | 273,000 | 489,000 | 678,000 | 836,000 |
| Net interest income | 1,685,000 | 3,500,000 | 5,421,000 | 7,413,000 |
| Noninterest income | 260,000 | 471,000 | 693,000 | 1,116,000 |
| Noninterest expense | 1,348,000 | 2,731,000 | 4,126,000 | 5,638,000 |
| Provision for loan losses | 100,000 | 404,000 | 633,000 | 881,000 |
| Pretax income | 497,000 | 836,000 | 1,355,000 | 2,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 836,000 | 1,355,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,959,000 | 16,332,000 | 16,188,000 | 17,318,000 |