Call reports 2017
BANK OF ST. FRANCISVILLE — 2017
What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 116,386,000 | 116,906,000 | 123,459,000 | 128,216,000 |
| Total loans | 80,560,000 | 87,012,000 | 87,983,000 | 90,473,000 |
| Allowance for loan losses | 1,161,000 | 1,223,000 | 1,172,000 | 1,198,000 |
| Securities available for sale | 21,292,000 | 21,522,000 | 20,871,000 | 20,167,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,833,000 | 97,755,000 | 100,226,000 | 106,953,000 |
| Interest-bearing deposits | 63,440,000 | 60,511,000 | 62,886,000 | 69,183,000 |
| Noninterest-bearing deposits | 39,393,000 | 37,243,000 | 37,341,000 | 37,770,000 |
| Equity capital | 12,106,000 | 12,228,000 | 12,467,000 | 12,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,734,000 | 4,195,000 | 5,708,000 |
| Interest expense | 48,000 | 99,000 | 174,000 | 268,000 |
| Net interest income | 1,293,000 | 2,635,000 | 4,021,000 | 5,440,000 |
| Noninterest income | 191,000 | 410,000 | 642,000 | 857,000 |
| Noninterest expense | 1,210,000 | 2,393,000 | 3,546,000 | 4,799,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 234,000 | 567,000 | 987,000 | 1,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 567,000 | 987,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,339,000 | 12,313,000 | 12,552,000 | 12,890,000 |
| Total capital | 13,433,000 | 13,440,000 | 13,698,000 | 14,082,000 |
| Risk-weighted assets | 87,477,000 | 90,031,000 | 91,673,000 | 95,385,000 |