Call reports 2003

BANK OF ST. FRANCISVILLE — 2003

Name: BANK OF ST. FRANCISVILLE — FFIEC call report 2003
Creator: BANK OF ST. FRANCISVILLE

What BANK OF ST. FRANCISVILLE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9aa20a05-89d8-456a-99d5-82e72d8a4869/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	50,932,000	51,364,000	51,298,000	53,996,000
Total loans	33,797,000	33,663,000	33,927,000	33,654,000
Allowance for loan losses	736,000	767,000	747,000	778,000
Securities available for sale	801,000	7,806,000	7,349,000	9,049,000
Securities held to maturity	4,267,000	3,764,000	2,765,000	2,761,000
Trading assets	0	0	0	0
Total deposits	45,765,000	46,047,000	45,755,000	49,096,000
Interest-bearing deposits	33,559,000	34,360,000	33,768,000	36,341,000
Noninterest-bearing deposits	12,206,000	11,687,000	11,987,000	12,755,000
Equity capital	4,342,000	4,488,000	4,617,000	4,098,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	798,000	1,618,000	2,460,000	3,280,000
Interest expense	129,000	253,000	371,000	470,000
Net interest income	669,000	1,365,000	2,089,000	2,810,000
Noninterest income	202,000	400,000	618,000	849,000
Noninterest expense	575,000	1,169,000	1,775,000	2,402,000
Provision for loan losses	60,000	120,000	180,000	240,000
Pretax income	236,000	476,000	752,000	1,017,000
Income tax	77,000	153,000	250,000	334,000
Net income	159,000	323,000	502,000	683,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,338,000	4,502,000	4,681,000	4,177,000
Total capital	4,758,000	4,919,000	5,106,000	4,609,000
Risk-weighted assets	33,042,000	32,971,000	33,654,000	33,943,000