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Call reports 2006

COMMUNITY RESOURCE BANK, NATIONAL ASSOCIATION — 2006

What COMMUNITY RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9aa00791-fc28-4e60-bd14-edab17d607f6/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets221,082,000221,095,000235,108,000575,512,000
Total loans165,342,000178,623,000169,549,000418,560,000
Allowance for loan losses2,063,0001,756,0001,832,0004,647,000
Securities available for sale31,935,00031,824,00033,086,00084,783,000
Securities held to maturity1,850,0001,850,0001,850,0001,750,000
Trading assets0000
Total deposits186,426,000184,910,000201,696,000488,933,000
Interest-bearing deposits159,150,000162,069,000179,157,000426,365,000
Noninterest-bearing deposits27,276,00022,841,00022,539,00062,568,000
Equity capital18,086,00018,498,00019,013,00054,868,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income3,424,0006,975,00010,786,00036,224,000
Interest expense1,219,0002,549,0004,138,00014,666,000
Net interest income2,205,0004,426,0006,648,00021,558,000
Noninterest income440,000926,0001,338,0005,089,000
Noninterest expense1,122,0002,272,0003,549,00015,493,000
Provision for loan losses90,000180,000270,0002,840,000
Pretax income1,433,0002,900,0004,167,0008,315,000
Income tax513,0001,034,0001,493,0002,914,000
Net income920,0001,866,0002,674,0005,401,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital18,469,00018,954,00019,302,00049,238,000
Total capital20,487,00020,710,00021,134,00053,885,000
Risk-weighted assets161,396,000166,997,000164,576,000415,773,000

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