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Call reports 2004

COMMUNITY RESOURCE BANK, NATIONAL ASSOCIATION — 2004

What COMMUNITY RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9aa00791-fc28-4e60-bd14-edab17d607f6/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets179,056,000183,645,000195,899,000212,184,000
Total loans138,641,000143,545,000155,293,000159,600,000
Allowance for loan losses1,809,0001,853,0001,852,0001,726,000
Securities available for sale25,621,00024,443,00018,942,00028,455,000
Securities held to maturity2,000,0002,000,0002,000,0001,925,000
Trading assets0000
Total deposits149,014,000153,301,000165,553,000182,698,000
Interest-bearing deposits125,441,000127,377,000137,834,000152,092,000
Noninterest-bearing deposits23,573,00025,924,00027,719,00030,606,000
Equity capital16,805,00016,801,00017,584,00017,960,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income2,408,0004,771,0007,261,0009,973,000
Interest expense565,0001,107,0001,686,0002,396,000
Net interest income1,843,0003,664,0005,575,0007,577,000
Noninterest income490,000974,0001,440,0001,923,000
Noninterest expense1,007,0002,009,0003,003,0003,970,000
Provision for loan losses60,000120,000180,000400,000
Pretax income1,264,0002,507,0003,840,0005,138,000
Income tax452,000893,0001,366,0001,825,000
Net income812,0001,614,0002,474,0003,313,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital16,738,00017,182,00017,621,00018,037,000
Total capital18,343,00018,879,00019,440,00019,763,000
Risk-weighted assets128,268,000135,582,000145,491,000150,922,000

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