Call report 2025Q4
ATHOL SAVINGS BANK — 2025Q4
The 22 measures ATHOL SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 677,842,000 | USD | evidence → |
| Total loans | 432,725,000 | USD | evidence → |
| Allowance for loan losses | 4,520,000 | USD | evidence → |
| Securities available for sale | 138,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 555,612,000 | USD | evidence → |
| Interest-bearing deposits | 477,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,483,000 | USD | evidence → |
| Equity capital | 67,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,940,000 | USD | evidence → |
| Interest expense | 11,608,000 | USD | evidence → |
| Net interest income | 16,332,000 | USD | evidence → |
| Noninterest income | 4,113,000 | USD | evidence → |
| Noninterest expense | 29,982,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | -5,408,000 | USD | evidence → |
| Income tax | -3,487,000 | USD | evidence → |
| Net income | -1,921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,079,000 | USD | evidence → |
| Total capital | 82,925,000 | USD | evidence → |
| Risk-weighted assets | 405,447,000 | USD | evidence → |