Call reports 2010
PIGGOTT STATE BANK — 2010
What PIGGOTT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,505,000 | 76,072,000 | 75,028,000 | 75,349,000 |
| Total loans | 27,307,000 | 27,761,000 | 29,274,000 | 27,584,000 |
| Allowance for loan losses | 617,000 | 676,000 | 678,000 | 679,000 |
| Securities available for sale | 37,121,000 | 40,837,000 | 37,735,000 | 34,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,865,000 | 66,357,000 | 64,773,000 | 66,151,000 |
| Interest-bearing deposits | 60,041,000 | 59,593,000 | 58,156,000 | 59,637,000 |
| Noninterest-bearing deposits | 7,825,000 | 6,764,000 | 6,617,000 | 6,515,000 |
| Equity capital | 7,827,000 | 8,017,000 | 8,368,000 | 7,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,667,000 | 2,506,000 | 3,322,000 |
| Interest expense | 209,000 | 402,000 | 575,000 | 735,000 |
| Net interest income | 620,000 | 1,265,000 | 1,931,000 | 2,587,000 |
| Noninterest income | 181,000 | 262,000 | 360,000 | 428,000 |
| Noninterest expense | 412,000 | 826,000 | 1,219,000 | 1,716,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 582,000 | 897,000 | 1,281,000 | 1,508,000 |
| Income tax | 133,000 | 209,000 | 316,000 | 393,000 |
| Net income | 449,000 | 688,000 | 965,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,126,000 | 7,162,000 | 7,232,000 | 7,268,000 |
| Total capital | 7,519,000 | 7,549,000 | 7,632,000 | 7,638,000 |
| Risk-weighted assets | 31,224,000 | 30,654,000 | 31,753,000 | 29,337,000 |