Call reports 2009
PIGGOTT STATE BANK — 2009
What PIGGOTT STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,862,000 | 71,072,000 | 70,514,000 | 74,025,000 |
| Total loans | 28,747,000 | 28,612,000 | 28,185,000 | 27,406,000 |
| Allowance for loan losses | 583,000 | 622,000 | 656,000 | 633,000 |
| Securities available for sale | 35,270,000 | 36,316,000 | 35,055,000 | 33,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,612,000 | 62,395,000 | 60,990,000 | 64,685,000 |
| Interest-bearing deposits | 55,270,000 | 56,337,000 | 55,853,000 | 58,647,000 |
| Noninterest-bearing deposits | 6,342,000 | 6,058,000 | 5,137,000 | 6,038,000 |
| Equity capital | 7,305,000 | 7,110,000 | 7,709,000 | 7,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,853,000 | 2,765,000 | 3,637,000 |
| Interest expense | 287,000 | 537,000 | 767,000 | 982,000 |
| Net interest income | 649,000 | 1,316,000 | 1,998,000 | 2,655,000 |
| Noninterest income | 91,000 | 171,000 | 259,000 | 358,000 |
| Noninterest expense | 397,000 | 833,000 | 1,271,000 | 1,707,000 |
| Provision for loan losses | 0 | 30,000 | 65,000 | 125,000 |
| Pretax income | 568,000 | 881,000 | 1,178,000 | 1,551,000 |
| Income tax | 161,000 | 272,000 | 372,000 | 456,000 |
| Net income | 407,000 | 609,000 | 806,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,813,000 | 6,867,000 | 6,921,000 | 6,986,000 |
| Total capital | 7,344,000 | 7,265,000 | 7,312,000 | 7,364,000 |
| Risk-weighted assets | 42,423,000 | 31,585,000 | 31,016,000 | 29,966,000 |