Call reports 2008
PIGGOTT STATE BANK — 2008
What PIGGOTT STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,400,000 | 70,207,000 | 69,256,000 | 73,242,000 |
| Total loans | 30,127,000 | 30,465,000 | 29,457,000 | 29,341,000 |
| Allowance for loan losses | 580,000 | 581,000 | 580,000 | 595,000 |
| Securities available for sale | 29,982,000 | 31,793,000 | 33,229,000 | 32,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,623,000 | 62,104,000 | 61,085,000 | 64,587,000 |
| Interest-bearing deposits | 57,087,000 | 56,138,000 | 55,665,000 | 57,656,000 |
| Noninterest-bearing deposits | 6,536,000 | 5,966,000 | 5,419,000 | 6,931,000 |
| Equity capital | 7,011,000 | 6,500,000 | 6,766,000 | 7,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,941,000 | 2,907,000 | 3,862,000 |
| Interest expense | 433,000 | 847,000 | 1,214,000 | 1,551,000 |
| Net interest income | 553,000 | 1,094,000 | 1,693,000 | 2,311,000 |
| Noninterest income | 107,000 | 208,000 | 316,000 | 418,000 |
| Noninterest expense | 372,000 | 743,000 | 1,126,000 | 1,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 618,000 | 699,000 | 672,000 |
| Income tax | 98,000 | 209,000 | 203,000 | 298,000 |
| Net income | 200,000 | 409,000 | 496,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,658,000 | 6,707,000 | 6,763,000 | 6,706,000 |
| Total capital | 7,164,000 | 7,137,000 | 7,175,000 | 7,262,000 |
| Risk-weighted assets | 40,408,000 | 34,274,000 | 32,790,000 | 44,436,000 |