Call reports 2007
PIGGOTT STATE BANK — 2007
What PIGGOTT STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,332,000 | 62,106,000 | 65,466,000 | 68,443,000 |
| Total loans | 30,051,000 | 31,543,000 | 31,339,000 | 31,258,000 |
| Allowance for loan losses | 581,000 | 581,000 | 576,000 | 558,000 |
| Securities available for sale | 24,945,000 | 24,835,000 | 23,280,000 | 30,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,444,000 | 54,604,000 | 57,521,000 | 60,297,000 |
| Interest-bearing deposits | 50,213,000 | 48,415,000 | 51,411,000 | 54,826,000 |
| Noninterest-bearing deposits | 6,231,000 | 6,189,000 | 6,110,000 | 5,471,000 |
| Equity capital | 6,341,000 | 5,975,000 | 6,395,000 | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,789,000 | 2,703,000 | 3,693,000 |
| Interest expense | 339,000 | 690,000 | 1,076,000 | 1,507,000 |
| Net interest income | 547,000 | 1,099,000 | 1,627,000 | 2,186,000 |
| Noninterest income | 91,000 | 190,000 | 298,000 | 418,000 |
| Noninterest expense | 352,000 | 705,000 | 1,089,000 | 1,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 270,000 | 568,000 | 820,000 | 1,079,000 |
| Income tax | 78,000 | 176,000 | 257,000 | 331,000 |
| Net income | 192,000 | 392,000 | 563,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,467,000 | 6,508,000 | 6,561,000 | 6,606,000 |
| Total capital | 6,934,000 | 6,957,000 | 7,049,000 | 7,063,000 |
| Risk-weighted assets | 37,258,000 | 35,755,000 | 38,981,000 | 36,647,000 |