Call reports 2006
PIGGOTT STATE BANK — 2006
What PIGGOTT STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,509,000 | 62,688,000 | 60,649,000 | 64,813,000 |
| Total loans | 32,165,000 | 31,994,000 | 31,340,000 | 31,214,000 |
| Allowance for loan losses | 584,000 | 583,000 | 580,000 | 581,000 |
| Securities available for sale | 25,775,000 | 26,292,000 | 25,436,000 | 25,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,528,000 | 55,417,000 | 53,398,000 | 57,192,000 |
| Interest-bearing deposits | 50,643,000 | 48,999,000 | 48,043,000 | 50,363,000 |
| Noninterest-bearing deposits | 5,885,000 | 6,418,000 | 5,355,000 | 6,829,000 |
| Equity capital | 5,894,000 | 5,730,000 | 6,071,000 | 6,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,665,000 | 2,511,000 | 3,396,000 |
| Interest expense | 259,000 | 524,000 | 809,000 | 1,124,000 |
| Net interest income | 565,000 | 1,141,000 | 1,702,000 | 2,272,000 |
| Noninterest income | 109,000 | 209,000 | 291,000 | 379,000 |
| Noninterest expense | 396,000 | 781,000 | 1,177,000 | 1,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 539,000 | 777,000 | 1,020,000 |
| Income tax | 72,000 | 150,000 | 236,000 | 306,000 |
| Net income | 191,000 | 389,000 | 541,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,332,000 | 6,301,000 | 6,356,000 | 6,413,000 |
| Total capital | 6,770,000 | 6,732,000 | 6,774,000 | 6,873,000 |
| Risk-weighted assets | 34,925,000 | 34,351,000 | 33,307,000 | 36,716,000 |