Call reports 2005
PIGGOTT STATE BANK — 2005
What PIGGOTT STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,088,000 | 63,762,000 | 63,935,000 | 66,876,000 |
| Total loans | 30,796,000 | 31,144,000 | 31,589,000 | 32,012,000 |
| Allowance for loan losses | 574,000 | 573,000 | 562,000 | 583,000 |
| Securities available for sale | 25,667,000 | 24,463,000 | 27,825,000 | 26,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,945,000 | 57,412,000 | 55,661,000 | 58,446,000 |
| Interest-bearing deposits | 53,353,000 | 51,054,000 | 50,246,000 | 50,882,000 |
| Noninterest-bearing deposits | 5,592,000 | 6,358,000 | 5,415,000 | 7,564,000 |
| Equity capital | 5,735,000 | 5,924,000 | 5,970,000 | 5,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,552,000 | 2,364,000 | 3,209,000 |
| Interest expense | 204,000 | 416,000 | 644,000 | 896,000 |
| Net interest income | 549,000 | 1,136,000 | 1,720,000 | 2,313,000 |
| Noninterest income | 105,000 | 196,000 | 293,000 | 387,000 |
| Noninterest expense | 394,000 | 779,000 | 1,190,000 | 1,646,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 245,000 | 523,000 | 779,000 | 1,005,000 |
| Income tax | 88,000 | 172,000 | 258,000 | 314,000 |
| Net income | 157,000 | 351,000 | 521,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,056,000 | 6,128,000 | 6,222,000 | 6,271,000 |
| Total capital | 6,481,000 | 6,548,000 | 6,648,000 | 6,720,000 |
| Risk-weighted assets | 34,055,000 | 33,442,000 | 33,981,000 | 35,801,000 |