Call reports 2004
PIGGOTT STATE BANK — 2004
What PIGGOTT STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,385,000 | 62,326,000 | 62,606,000 | 64,361,000 |
| Total loans | 30,895,000 | 32,206,000 | 33,338,000 | 31,962,000 |
| Allowance for loan losses | 534,000 | 535,000 | 551,000 | 557,000 |
| Securities available for sale | 24,467,000 | 23,348,000 | 22,146,000 | 21,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,028,000 | 56,293,000 | 56,281,000 | 58,225,000 |
| Interest-bearing deposits | 51,442,000 | 50,810,000 | 50,834,000 | 52,077,000 |
| Noninterest-bearing deposits | 6,586,000 | 5,483,000 | 5,447,000 | 6,148,000 |
| Equity capital | 5,967,000 | 5,643,000 | 5,881,000 | 5,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,537,000 | 2,314,000 | 3,092,000 |
| Interest expense | 191,000 | 376,000 | 564,000 | 758,000 |
| Net interest income | 569,000 | 1,161,000 | 1,750,000 | 2,334,000 |
| Noninterest income | 87,000 | 188,000 | 285,000 | 373,000 |
| Noninterest expense | 399,000 | 799,000 | 1,186,000 | 1,609,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 227,000 | 490,000 | 774,000 | 1,009,000 |
| Income tax | 72,000 | 158,000 | 250,000 | 306,000 |
| Net income | 155,000 | 332,000 | 524,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,875,000 | 5,888,000 | 5,953,000 | 5,993,000 |
| Total capital | 6,308,000 | 6,324,000 | 6,397,000 | 6,427,000 |
| Risk-weighted assets | 34,545,000 | 34,756,000 | 35,398,000 | 34,570,000 |