Call reports 2003
PIGGOTT STATE BANK — 2003
What PIGGOTT STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,135,000 | 63,278,000 | 59,254,000 | 64,824,000 |
| Total loans | 34,706,000 | 36,414,000 | 36,536,000 | 33,193,000 |
| Allowance for loan losses | 702,000 | 730,000 | 683,000 | 495,000 |
| Securities available for sale | 18,176,000 | 18,118,000 | 15,665,000 | 20,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,930,000 | 57,055,000 | 53,030,000 | 58,649,000 |
| Interest-bearing deposits | 48,246,000 | 47,986,000 | 48,392,000 | 52,498,000 |
| Noninterest-bearing deposits | 7,684,000 | 9,069,000 | 4,638,000 | 6,151,000 |
| Equity capital | 5,822,000 | 5,866,000 | 5,820,000 | 5,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,562,000 | 2,343,000 | 3,164,000 |
| Interest expense | 229,000 | 452,000 | 661,000 | 860,000 |
| Net interest income | 559,000 | 1,110,000 | 1,682,000 | 2,304,000 |
| Noninterest income | 85,000 | 186,000 | 294,000 | 398,000 |
| Noninterest expense | 390,000 | 773,000 | 1,154,000 | 1,555,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 225,000 | 464,000 | 736,000 | 1,032,000 |
| Income tax | 84,000 | 155,000 | 244,000 | 341,000 |
| Net income | 141,000 | 309,000 | 492,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,713,000 | 5,774,000 | 5,791,000 | 5,857,000 |
| Total capital | 6,176,000 | 6,289,000 | 6,289,000 | 6,340,000 |
| Risk-weighted assets | 36,778,000 | 40,998,000 | 39,683,000 | 38,632,000 |