Call reports 2002
PIGGOTT STATE BANK — 2002
What PIGGOTT STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,123,000 | 60,290,000 | 59,763,000 | 61,106,000 |
| Total loans | 33,859,000 | 34,126,000 | 35,576,000 | 35,336,000 |
| Allowance for loan losses | 603,000 | 636,000 | 632,000 | 672,000 |
| Securities available for sale | 19,926,000 | 18,387,000 | 17,927,000 | 16,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,170,000 | 54,166,000 | 53,477,000 | 54,971,000 |
| Interest-bearing deposits | 49,572,000 | 48,795,000 | 48,063,000 | 48,651,000 |
| Noninterest-bearing deposits | 6,598,000 | 5,371,000 | 5,414,000 | 6,320,000 |
| Equity capital | 5,470,000 | 5,687,000 | 5,810,000 | 5,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,825,000 | 2,705,000 | 3,565,000 |
| Interest expense | 318,000 | 600,000 | 857,000 | 1,111,000 |
| Net interest income | 605,000 | 1,225,000 | 1,848,000 | 2,454,000 |
| Noninterest income | 97,000 | 200,000 | 320,000 | 434,000 |
| Noninterest expense | 364,000 | 734,000 | 1,151,000 | 1,593,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 200,000 |
| Pretax income | 298,000 | 591,000 | 889,000 | 1,128,000 |
| Income tax | 89,000 | 180,000 | 276,000 | 343,000 |
| Net income | 209,000 | 411,000 | 613,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,482,000 | 5,571,000 | 5,666,000 | 5,676,000 |
| Total capital | 5,953,000 | 6,057,000 | 6,138,000 | 6,141,000 |
| Risk-weighted assets | 37,511,000 | 38,701,000 | 37,595,000 | 37,014,000 |