Call reports 2016
FIRST SOUTHWEST BANK — 2016
What FIRST SOUTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 263,176,000 | 275,053,000 | 280,092,000 | 289,399,000 |
| Total loans | 186,931,000 | 192,984,000 | 200,692,000 | 205,030,000 |
| Allowance for loan losses | 2,501,000 | 2,549,000 | 2,764,000 | 2,769,000 |
| Securities available for sale | 0 | 0 | 0 | 1,077,000 |
| Securities held to maturity | 40,448,000 | 40,874,000 | 36,574,000 | 40,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,946,000 | 236,399,000 | 246,065,000 | 252,129,000 |
| Interest-bearing deposits | 186,915,000 | 189,488,000 | 196,635,000 | 201,514,000 |
| Noninterest-bearing deposits | 44,031,000 | 46,911,000 | 49,430,000 | 50,615,000 |
| Equity capital | 28,088,000 | 28,386,000 | 28,854,000 | 28,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,359,000 | 8,129,000 | 10,881,000 |
| Interest expense | 178,000 | 346,000 | 514,000 | 683,000 |
| Net interest income | 2,452,000 | 5,013,000 | 7,615,000 | 10,198,000 |
| Noninterest income | 471,000 | 946,000 | 1,577,000 | 1,786,000 |
| Noninterest expense | 2,694,000 | 5,168,000 | 7,609,000 | 10,125,000 |
| Provision for loan losses | 40,000 | 170,000 | 330,000 | 330,000 |
| Pretax income | 189,000 | 621,000 | 1,253,000 | 1,784,000 |
| Income tax | 72,000 | 236,000 | 476,000 | 678,000 |
| Net income | 117,000 | 385,000 | 777,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,369,000 | 23,741,000 | 24,553,000 | 24,011,000 |
| Total capital | 25,737,000 | 26,211,000 | 27,039,000 | 26,455,000 |
| Risk-weighted assets | 188,931,000 | 197,208,000 | 198,505,000 | 195,111,000 |