Call reports 2015
FIRST SOUTHWEST BANK — 2015
What FIRST SOUTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,067,000 | 259,684,000 | 258,201,000 | 261,878,000 |
| Total loans | 171,882,000 | 173,559,000 | 180,793,000 | 185,449,000 |
| Allowance for loan losses | 2,542,000 | 2,475,000 | 2,328,000 | 2,482,000 |
| Securities available for sale | 32,468,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 31,009,000 | 32,842,000 | 37,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,020,000 | 226,991,000 | 225,548,000 | 226,674,000 |
| Interest-bearing deposits | 181,607,000 | 183,474,000 | 180,321,000 | 179,856,000 |
| Noninterest-bearing deposits | 42,413,000 | 43,517,000 | 45,227,000 | 46,818,000 |
| Equity capital | 27,555,000 | 27,728,000 | 27,860,000 | 27,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,544,000 | 5,090,000 | 7,688,000 | 10,336,000 |
| Interest expense | 177,000 | 364,000 | 539,000 | 699,000 |
| Net interest income | 2,367,000 | 4,726,000 | 7,149,000 | 9,637,000 |
| Noninterest income | 454,000 | 921,000 | 1,452,000 | 2,273,000 |
| Noninterest expense | 2,540,000 | 5,070,000 | 7,867,000 | 10,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 281,000 | 577,000 | 734,000 | 808,000 |
| Income tax | 107,000 | 221,000 | 279,000 | 307,000 |
| Net income | 174,000 | 356,000 | 455,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,553,000 | 22,854,000 | 23,037,000 | 23,142,000 |
| Total capital | 24,695,000 | 24,948,000 | 25,247,000 | 25,536,000 |
| Risk-weighted assets | 171,535,000 | 166,618,000 | 176,269,000 | 191,006,000 |