Call reports 2014
FIRST SOUTHWEST BANK — 2014
What FIRST SOUTHWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 241,031,000 | 244,460,000 | 242,830,000 | 246,621,000 |
| Total loans | 154,910,000 | 161,741,000 | 172,032,000 | 171,972,000 |
| Allowance for loan losses | 2,403,000 | 2,501,000 | 2,596,000 | 2,575,000 |
| Securities available for sale | 35,247,000 | 30,926,000 | 34,288,000 | 33,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,215,000 | 213,657,000 | 210,942,000 | 212,515,000 |
| Interest-bearing deposits | 170,222,000 | 171,768,000 | 169,417,000 | 171,199,000 |
| Noninterest-bearing deposits | 38,994,000 | 41,890,000 | 41,525,000 | 41,316,000 |
| Equity capital | 27,201,000 | 27,606,000 | 27,658,000 | 27,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,899,000 | 7,425,000 | 10,075,000 |
| Interest expense | 243,000 | 471,000 | 675,000 | 863,000 |
| Net interest income | 2,158,000 | 4,428,000 | 6,750,000 | 9,212,000 |
| Noninterest income | -236,000 | 75,000 | 298,000 | -236,000 |
| Noninterest expense | 2,668,000 | 5,057,000 | 7,386,000 | 9,684,000 |
| Provision for loan losses | 180,000 | 248,000 | 248,000 | 248,000 |
| Pretax income | -926,000 | -796,000 | -580,000 | -950,000 |
| Income tax | -358,000 | -310,000 | -224,000 | -364,000 |
| Net income | -568,000 | -486,000 | -356,000 | -586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,087,000 | 22,478,000 | 22,829,000 | 22,114,000 |
| Total capital | 24,087,000 | 24,475,000 | 24,926,000 | 24,249,000 |
| Risk-weighted assets | 159,528,000 | 160,270,000 | 168,735,000 | 170,247,000 |