Call reports 2012
FIRST SOUTHWEST BANK — 2012
What FIRST SOUTHWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 244,667,000 | 246,556,000 | 240,140,000 | 240,345,000 |
| Total loans | 164,756,000 | 162,937,000 | 159,399,000 | 153,941,000 |
| Allowance for loan losses | 4,875,000 | 4,437,000 | 3,871,000 | 3,221,000 |
| Securities available for sale | 2,698,000 | 21,767,000 | 39,089,000 | 37,142,000 |
| Securities held to maturity | 14,644,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,143,000 | 212,936,000 | 207,333,000 | 209,149,000 |
| Interest-bearing deposits | 201,244,000 | 204,577,000 | 199,142,000 | 198,794,000 |
| Noninterest-bearing deposits | 9,900,000 | 8,359,000 | 8,191,000 | 10,354,000 |
| Equity capital | 26,757,000 | 26,661,000 | 26,864,000 | 26,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 4,934,000 | 7,543,000 | 9,982,000 |
| Interest expense | 425,000 | 817,000 | 1,180,000 | 1,487,000 |
| Net interest income | 2,067,000 | 4,117,000 | 6,363,000 | 8,495,000 |
| Noninterest income | 437,000 | 318,000 | 883,000 | 1,501,000 |
| Noninterest expense | 2,285,000 | 4,598,000 | 7,129,000 | 9,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 625,000 |
| Pretax income | 219,000 | -189,000 | 91,000 | 170,000 |
| Income tax | 83,000 | -72,000 | 35,000 | 66,000 |
| Net income | 136,000 | -117,000 | 56,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,254,000 | 19,300,000 | 19,654,000 | 20,186,000 |
| Total capital | 22,344,000 | 21,314,000 | 21,605,000 | 22,167,000 |
| Risk-weighted assets | 166,986,000 | 157,912,000 | 154,130,000 | 156,657,000 |