Call reports 2008
FIRST SOUTHWEST BANK — 2008
What FIRST SOUTHWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 223,624,000 | 231,995,000 | 236,671,000 | 238,169,000 |
| Total loans | 183,659,000 | 200,129,000 | 199,667,000 | 202,227,000 |
| Allowance for loan losses | 1,709,000 | 1,759,000 | 1,790,000 | 1,805,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,954,000 | 9,965,000 | 8,927,000 | 7,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,589,000 | 177,045,000 | 176,433,000 | 180,826,000 |
| Interest-bearing deposits | 146,939,000 | 170,948,000 | 167,964,000 | 171,218,000 |
| Noninterest-bearing deposits | 24,650,000 | 6,097,000 | 8,469,000 | 9,607,000 |
| Equity capital | 23,918,000 | 23,911,000 | 24,156,000 | 24,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,646,000 | 7,201,000 | 10,950,000 | 14,522,000 |
| Interest expense | 1,649,000 | 3,111,000 | 4,513,000 | 5,866,000 |
| Net interest income | 1,997,000 | 4,090,000 | 6,437,000 | 8,656,000 |
| Noninterest income | 344,000 | 682,000 | 1,056,000 | 1,400,000 |
| Noninterest expense | 1,848,000 | 3,726,000 | 5,601,000 | 7,404,000 |
| Provision for loan losses | 51,000 | 265,000 | 325,000 | 385,000 |
| Pretax income | 442,000 | 781,000 | 1,567,000 | 2,267,000 |
| Income tax | 156,000 | 252,000 | 543,000 | 795,000 |
| Net income | 286,000 | 529,000 | 1,024,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,586,000 | 17,653,000 | 17,972,000 | 18,493,000 |
| Total capital | 19,295,000 | 19,412,000 | 19,762,000 | 20,298,000 |
| Risk-weighted assets | 186,343,000 | 202,681,000 | 198,889,000 | 198,986,000 |