Call reports 2007
FIRST SOUTHWEST BANK — 2007
What FIRST SOUTHWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 194,143,000 | 204,324,000 | 215,029,000 | 217,923,000 |
| Total loans | 160,250,000 | 170,102,000 | 175,655,000 | 181,816,000 |
| Allowance for loan losses | 1,641,000 | 1,631,000 | 1,640,000 | 1,681,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,435,000 | 13,453,000 | 13,902,000 | 10,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,720,000 | 157,119,000 | 165,429,000 | 167,132,000 |
| Interest-bearing deposits | 122,542,000 | 134,123,000 | 139,141,000 | 139,895,000 |
| Noninterest-bearing deposits | 24,178,000 | 22,997,000 | 26,288,000 | 27,238,000 |
| Equity capital | 23,375,000 | 23,263,000 | 23,658,000 | 23,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 7,090,000 | 11,016,000 | 14,899,000 |
| Interest expense | 1,457,000 | 3,029,000 | 4,751,000 | 6,475,000 |
| Net interest income | 2,005,000 | 4,061,000 | 6,265,000 | 8,424,000 |
| Noninterest income | 280,000 | 616,000 | 926,000 | 1,256,000 |
| Noninterest expense | 1,736,000 | 3,475,000 | 5,308,000 | 7,123,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 498,000 | 1,100,000 | 1,730,000 | 2,353,000 |
| Income tax | 189,000 | 403,000 | 638,000 | 787,000 |
| Net income | 309,000 | 697,000 | 1,092,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,749,000 | 16,711,000 | 17,180,000 | 17,477,000 |
| Total capital | 18,390,000 | 18,342,000 | 18,820,000 | 19,158,000 |
| Risk-weighted assets | 164,345,000 | 173,168,000 | 180,133,000 | 182,534,000 |