Call reports 2006
FIRST SOUTHWEST BANK — 2006
What FIRST SOUTHWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 173,775,000 | 171,041,000 | 182,314,000 | 195,068,000 |
| Total loans | 136,668,000 | 143,164,000 | 149,000,000 | 153,364,000 |
| Allowance for loan losses | 1,497,000 | 1,532,000 | 1,546,000 | 1,597,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,378,000 | 7,461,000 | 7,365,000 | 10,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,391,000 | 135,534,000 | 135,068,000 | 145,311,000 |
| Interest-bearing deposits | 111,126,000 | 109,325,000 | 110,637,000 | 119,708,000 |
| Noninterest-bearing deposits | 27,265,000 | 26,209,000 | 24,431,000 | 25,603,000 |
| Equity capital | 22,650,000 | 22,842,000 | 23,099,000 | 23,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,659,000 | 8,804,000 | 12,172,000 |
| Interest expense | 784,000 | 1,733,000 | 2,801,000 | 4,174,000 |
| Net interest income | 1,931,000 | 3,926,000 | 6,003,000 | 7,998,000 |
| Noninterest income | 223,000 | 492,000 | 748,000 | 1,057,000 |
| Noninterest expense | 1,431,000 | 2,914,000 | 4,393,000 | 5,877,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 672,000 | 1,402,000 | 2,205,000 | 2,974,000 |
| Income tax | 270,000 | 558,000 | 854,000 | 1,156,000 |
| Net income | 402,000 | 844,000 | 1,351,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,730,000 | 15,995,000 | 16,326,000 | 16,616,000 |
| Total capital | 17,227,000 | 17,527,000 | 17,872,000 | 18,213,000 |
| Risk-weighted assets | 142,363,000 | 143,869,000 | 157,922,000 | 163,386,000 |