Call reports 2005
FIRST SOUTHWEST BANK — 2005
What FIRST SOUTHWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 152,353,000 | 158,300,000 | 169,390,000 | 168,688,000 |
| Total loans | 129,425,000 | 125,813,000 | 138,443,000 | 138,352,000 |
| Allowance for loan losses | 1,207,000 | 1,279,000 | 1,333,000 | 1,447,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,965,000 | 5,983,000 | 5,924,000 | 5,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,518,000 | 134,836,000 | 143,626,000 | 142,304,000 |
| Interest-bearing deposits | 107,105,000 | 110,446,000 | 116,288,000 | 115,143,000 |
| Noninterest-bearing deposits | 21,413,000 | 24,391,000 | 27,338,000 | 27,161,000 |
| Equity capital | 21,909,000 | 21,739,000 | 22,421,000 | 22,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,325,000 | 6,836,000 | 9,504,000 |
| Interest expense | 625,000 | 1,253,000 | 1,973,000 | 2,782,000 |
| Net interest income | 1,440,000 | 3,072,000 | 4,863,000 | 6,722,000 |
| Noninterest income | 180,000 | 389,000 | 801,000 | 1,147,000 |
| Noninterest expense | 1,155,000 | 2,378,000 | 3,678,000 | 5,022,000 |
| Provision for loan losses | 90,000 | 260,000 | 350,000 | 440,000 |
| Pretax income | 375,000 | 823,000 | 1,636,000 | 2,407,000 |
| Income tax | 126,000 | 294,000 | 425,000 | 869,000 |
| Net income | 249,000 | 529,000 | 1,211,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,695,000 | 14,598,000 | 15,354,000 | 15,504,000 |
| Total capital | 15,902,000 | 15,877,000 | 16,687,000 | 16,951,000 |
| Risk-weighted assets | 133,880,000 | 133,506,000 | 141,733,000 | 139,812,000 |