Call reports 2026
SUMMIT STATE BANK — 2026
What SUMMIT STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 995,922,000 | 959,783,000 |
| Total loans | 791,653,000 | 758,912,000 |
| Allowance for loan losses | 15,544,000 | 12,813,000 |
| Securities available for sale | 63,721,000 | 62,543,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 879,259,000 | 846,129,000 |
| Interest-bearing deposits | 688,490,000 | 659,705,000 |
| Noninterest-bearing deposits | 190,769,000 | 186,424,000 |
| Equity capital | 102,661,000 | 101,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,045,000 | 28,112,000 |
| Interest expense | 4,998,000 | 9,724,000 |
| Net interest income | 9,047,000 | 18,388,000 |
| Noninterest income | 958,000 | 1,829,000 |
| Noninterest expense | 6,685,000 | 12,940,000 |
| Provision for loan losses | 1,057,000 | 6,981,000 |
| Pretax income | 2,273,000 | 328,000 |
| Income tax | 599,000 | -39,000 |
| Net income | 1,674,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,672,000 | 105,352,000 |
| Total capital | 120,638,000 | 119,015,000 |
| Risk-weighted assets | 826,035,000 | 804,023,000 |