Call reports 2012
SUMMIT STATE BANK — 2012
What SUMMIT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 406,829,000 | 407,059,000 | 429,722,000 | 444,892,000 |
| Total loans | 274,078,000 | 278,139,000 | 289,772,000 | 281,626,000 |
| Allowance for loan losses | 6,835,000 | 6,842,000 | 6,454,000 | 5,749,000 |
| Securities available for sale | 95,795,000 | 90,616,000 | 100,750,000 | 125,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,601,000 | 328,853,000 | 332,422,000 | 341,004,000 |
| Interest-bearing deposits | 282,049,000 | 282,144,000 | 280,583,000 | 282,456,000 |
| Noninterest-bearing deposits | 42,552,000 | 46,709,000 | 51,839,000 | 58,548,000 |
| Equity capital | 60,377,000 | 61,301,000 | 62,149,000 | 62,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,637,000 | 9,163,000 | 13,609,000 | 18,278,000 |
| Interest expense | 614,000 | 1,149,000 | 1,606,000 | 2,029,000 |
| Net interest income | 4,023,000 | 8,014,000 | 12,003,000 | 16,249,000 |
| Noninterest income | 232,000 | 479,000 | 2,092,000 | 2,274,000 |
| Noninterest expense | 2,464,000 | 4,919,000 | 7,361,000 | 10,025,000 |
| Provision for loan losses | 1,450,000 | 1,860,000 | 3,360,000 | 3,360,000 |
| Pretax income | 1,043,000 | 2,463,000 | 4,124,000 | 5,866,000 |
| Income tax | 430,000 | 1,015,000 | 1,700,000 | 2,418,000 |
| Net income | 613,000 | 1,448,000 | 2,424,000 | 3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,929,000 | 56,178,000 | 56,645,000 | 57,170,000 |
| Total capital | 59,908,000 | 60,147,000 | 60,845,000 | 61,367,000 |
| Risk-weighted assets | 315,430,000 | 315,554,000 | 333,688,000 | 334,168,000 |