Call reports 2004
SUN BANK — 2004
What SUN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 1,044,117,000 | 1,053,690,000 | 1,031,006,000 |
| Total loans | 684,359,000 | 675,354,000 | 671,728,000 |
| Allowance for loan losses | 8,435,000 | 8,734,000 | 9,499,000 |
| Securities available for sale | 200,395,000 | 216,061,000 | 199,738,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 649,512,000 | 646,102,000 | 634,916,000 |
| Interest-bearing deposits | 577,811,000 | 577,241,000 | 564,525,000 |
| Noninterest-bearing deposits | 71,701,000 | 68,861,000 | 70,391,000 |
| Equity capital | 115,701,000 | 112,861,000 | 112,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 11,846,000 | 23,577,000 | 35,321,000 |
| Interest expense | 5,338,000 | 10,762,000 | 16,426,000 |
| Net interest income | 6,508,000 | 12,815,000 | 18,895,000 |
| Noninterest income | 2,806,000 | 5,852,000 | 8,954,000 |
| Noninterest expense | 6,758,000 | 14,024,000 | 22,962,000 |
| Provision for loan losses | 435,000 | 885,000 | 2,598,000 |
| Pretax income | 2,230,000 | 4,369,000 | 3,030,000 |
| Income tax | 389,000 | 819,000 | 812,000 |
| Net income | 1,841,000 | 3,550,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 75,367,000 | 76,497,000 | 75,387,000 |
| Total capital | 83,802,000 | 85,231,000 | 84,886,000 |
| Risk-weighted assets | 768,475,000 | 768,843,000 | 763,992,000 |