Call reports 2003
SUN BANK — 2003
What SUN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,002,355,000 | 1,023,995,000 | 1,031,386,000 | 1,031,662,000 |
| Total loans | 619,114,000 | 653,975,000 | 670,989,000 | 680,111,000 |
| Allowance for loan losses | 6,478,000 | 7,341,000 | 7,229,000 | 7,754,000 |
| Securities available for sale | 264,332,000 | 219,445,000 | 214,405,000 | 208,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,324,000 | 649,985,000 | 653,111,000 | 618,565,000 |
| Interest-bearing deposits | 540,418,000 | 583,758,000 | 585,394,000 | 546,710,000 |
| Noninterest-bearing deposits | 57,906,000 | 66,227,000 | 67,717,000 | 71,855,000 |
| Equity capital | 96,669,000 | 93,487,000 | 96,550,000 | 98,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,361,000 | 25,267,000 | 37,496,000 | 49,278,000 |
| Interest expense | 6,371,000 | 12,929,000 | 18,763,000 | 24,299,000 |
| Net interest income | 5,990,000 | 12,338,000 | 18,733,000 | 24,979,000 |
| Noninterest income | 2,340,000 | 4,486,000 | 7,008,000 | 9,584,000 |
| Noninterest expense | 6,360,000 | 12,841,000 | 19,298,000 | 26,185,000 |
| Provision for loan losses | 405,000 | 810,000 | 1,215,000 | 1,620,000 |
| Pretax income | 3,061,000 | 5,670,000 | 8,231,000 | 9,761,000 |
| Income tax | 638,000 | 1,108,000 | 1,572,000 | 1,679,000 |
| Net income | 2,423,000 | 4,562,000 | 6,659,000 | 8,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,577,000 | 61,886,000 | 67,075,000 | 69,126,000 |
| Total capital | 78,055,000 | 69,250,000 | 74,304,000 | 76,880,000 |
| Risk-weighted assets | 666,389,000 | 698,172,000 | 731,580,000 | 749,503,000 |