Call reports 2025
FIRST SECURITY BANK AND TRUST COMPANY — 2025
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 203,707,000 | 227,252,000 | 244,717,000 | 255,112,000 |
| Total loans | 186,471,000 | 208,681,000 | 217,474,000 | 216,798,000 |
| Allowance for loan losses | 3,842,000 | 3,487,000 | 3,472,000 | 3,414,000 |
| Securities available for sale | 411,000 | 383,000 | 369,000 | 352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,640,000 | 176,187,000 | 195,023,000 | 209,374,000 |
| Interest-bearing deposits | 140,717,000 | 156,476,000 | 176,194,000 | 192,651,000 |
| Noninterest-bearing deposits | 19,923,000 | 19,711,000 | 18,829,000 | 16,723,000 |
| Equity capital | 21,944,000 | 22,818,000 | 22,819,000 | 23,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 8,829,000 | 13,016,000 | 17,702,000 |
| Interest expense | 1,653,000 | 3,530,000 | 5,656,000 | 7,819,000 |
| Net interest income | 2,487,000 | 5,299,000 | 7,360,000 | 9,883,000 |
| Noninterest income | 248,000 | 559,000 | 831,000 | 1,115,000 |
| Noninterest expense | 1,458,000 | 2,966,000 | 4,515,000 | 6,225,000 |
| Provision for loan losses | 1,997,000 | 1,998,000 | 2,000,000 | 2,001,000 |
| Pretax income | -720,000 | 894,000 | 1,676,000 | 2,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -720,000 | 894,000 | 1,676,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,978,000 | 22,853,000 | 22,843,000 | 23,652,000 |
| Total capital | 24,042,000 | 25,324,000 | 25,399,000 | — |
| Risk-weighted assets | 163,376,000 | 196,628,000 | 203,586,000 | — |