Call reports 2020
FIRST SECURITY BANK AND TRUST COMPANY — 2020
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 57,476,000 | 64,602,000 | 60,301,000 | 56,309,000 |
| Total loans | 49,525,000 | 53,947,000 | 52,971,000 | 48,405,000 |
| Allowance for loan losses | 450,000 | 455,000 | 512,000 | 462,000 |
| Securities available for sale | 1,800,000 | 1,718,000 | 1,579,000 | 1,459,000 |
| Securities held to maturity | 44,000 | 40,000 | 34,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,616,000 | 54,770,000 | 50,473,000 | 49,676,000 |
| Interest-bearing deposits | 39,253,000 | 37,061,000 | 32,880,000 | 31,108,000 |
| Noninterest-bearing deposits | 13,363,000 | 17,709,000 | 17,593,000 | 18,568,000 |
| Equity capital | 4,799,000 | 5,078,000 | 5,088,000 | 4,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,536,000 | 2,295,000 | 3,748,000 |
| Interest expense | 135,000 | 240,000 | 303,000 | 348,000 |
| Net interest income | 762,000 | 1,296,000 | 1,992,000 | 3,400,000 |
| Noninterest income | -4,000 | 446,000 | 660,000 | 7,000 |
| Noninterest expense | 652,000 | 1,321,000 | 2,029,000 | 2,869,000 |
| Provision for loan losses | 20,000 | 55,000 | 115,000 | 135,000 |
| Pretax income | 86,000 | 366,000 | 508,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 366,000 | 508,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,807,000 | 5,044,000 | 5,046,000 | 4,870,000 |
| Total capital | 5,257,000 | 5,499,000 | 5,558,000 | 5,332,000 |
| Risk-weighted assets | 44,583,000 | 51,779,000 | 47,816,000 | 44,059,000 |