Call reports 2008
FIRST SECURITY BANK AND TRUST COMPANY — 2008
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,159,000 | 42,016,000 | 41,443,000 | 45,637,000 |
| Total loans | 32,731,000 | 31,693,000 | 31,016,000 | 33,146,000 |
| Allowance for loan losses | 311,000 | 281,000 | 287,000 | 326,000 |
| Securities available for sale | 2,831,000 | 3,151,000 | 3,233,000 | 4,761,000 |
| Securities held to maturity | 1,717,000 | 1,708,000 | 1,587,000 | 1,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,597,000 | 38,328,000 | 37,780,000 | 39,587,000 |
| Interest-bearing deposits | 28,420,000 | 25,952,000 | 26,551,000 | 27,403,000 |
| Noninterest-bearing deposits | 12,177,000 | 12,376,000 | 11,229,000 | 12,184,000 |
| Equity capital | 3,432,000 | 3,553,000 | 3,563,000 | 3,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,382,000 | 1,995,000 | 2,690,000 |
| Interest expense | 201,000 | 326,000 | 430,000 | 533,000 |
| Net interest income | 545,000 | 1,056,000 | 1,565,000 | 2,157,000 |
| Noninterest income | 169,000 | 383,000 | 586,000 | 673,000 |
| Noninterest expense | 565,000 | 1,145,000 | 1,701,000 | 2,296,000 |
| Provision for loan losses | 5,000 | 5,000 | 35,000 | 60,000 |
| Pretax income | 153,000 | 298,000 | 429,000 | 488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 298,000 | 429,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,432,000 | 3,578,000 | 3,539,000 | 3,500,000 |
| Total capital | 3,743,000 | 3,859,000 | 3,826,000 | 3,826,000 |
| Risk-weighted assets | 30,225,000 | 29,199,000 | 34,432,000 | 30,989,000 |