Call reports 2007
FIRST SECURITY BANK AND TRUST COMPANY — 2007
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,898,000 | 48,143,000 | 45,025,000 | 44,571,000 |
| Total loans | 40,937,000 | 36,583,000 | 35,532,000 | 33,351,000 |
| Allowance for loan losses | 227,000 | 220,000 | 234,000 | 295,000 |
| Securities available for sale | 2,621,000 | 2,958,000 | 2,907,000 | 2,872,000 |
| Securities held to maturity | 2,800,000 | 2,681,000 | 2,552,000 | 2,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,327,000 | 40,719,000 | 39,540,000 | 41,079,000 |
| Interest-bearing deposits | 28,788,000 | 27,872,000 | 27,850,000 | 27,656,000 |
| Noninterest-bearing deposits | 12,539,000 | 12,847,000 | 11,690,000 | 13,423,000 |
| Equity capital | 3,691,000 | 3,242,000 | 3,326,000 | 3,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,813,000 | 2,672,000 | 3,463,000 |
| Interest expense | 292,000 | 583,000 | 843,000 | 1,056,000 |
| Net interest income | 615,000 | 1,230,000 | 1,829,000 | 2,407,000 |
| Noninterest income | 144,000 | 308,000 | 472,000 | 658,000 |
| Noninterest expense | 550,000 | 1,088,000 | 1,665,000 | 2,258,000 |
| Provision for loan losses | 205,000 | 805,000 | 2,005,000 | 2,205,000 |
| Pretax income | 4,000 | -355,000 | -1,369,000 | -1,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | -355,000 | -1,369,000 | -1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,717,000 | 3,327,000 | 3,362,000 | 3,333,000 |
| Total capital | 3,944,000 | 3,547,000 | 3,596,000 | 3,628,000 |
| Risk-weighted assets | 36,159,000 | 32,670,000 | 31,638,000 | 30,304,000 |