Call reports 2006
FIRST SECURITY BANK AND TRUST COMPANY — 2006
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,815,000 | 46,592,000 | 49,968,000 | 54,767,000 |
| Total loans | 34,709,000 | 36,690,000 | 40,227,000 | 42,030,000 |
| Allowance for loan losses | 289,000 | 292,000 | 580,000 | 244,000 |
| Securities available for sale | 2,316,000 | 2,190,000 | 2,769,000 | 2,704,000 |
| Securities held to maturity | 3,621,000 | 3,278,000 | 3,096,000 | 2,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,924,000 | 41,872,000 | 42,004,000 | 46,918,000 |
| Interest-bearing deposits | 25,797,000 | 28,630,000 | 28,635,000 | 33,432,000 |
| Noninterest-bearing deposits | 12,127,000 | 13,242,000 | 13,369,000 | 13,486,000 |
| Equity capital | 3,805,000 | 3,895,000 | 3,682,000 | 3,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,614,000 | 2,428,000 | 3,190,000 |
| Interest expense | 167,000 | 354,000 | 589,000 | 856,000 |
| Net interest income | 597,000 | 1,260,000 | 1,839,000 | 2,334,000 |
| Noninterest income | 201,000 | 434,000 | 618,000 | 770,000 |
| Noninterest expense | 521,000 | 1,117,000 | 1,584,000 | 1,952,000 |
| Provision for loan losses | 10,000 | 20,000 | 313,000 | 593,000 |
| Pretax income | 267,000 | 557,000 | 560,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 557,000 | 560,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,862,000 | 4,052,000 | 3,735,000 | 3,682,000 |
| Total capital | 4,151,000 | 4,344,000 | 4,194,000 | 3,926,000 |
| Risk-weighted assets | 32,853,000 | 34,212,000 | 36,599,000 | 38,210,000 |