Call reports 2005
FIRST SECURITY BANK AND TRUST COMPANY — 2005
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,427,000 | 41,922,000 | 43,348,000 | 46,668,000 |
| Total loans | 29,523,000 | 29,571,000 | 33,336,000 | 34,693,000 |
| Allowance for loan losses | 300,000 | 283,000 | 277,000 | 279,000 |
| Securities available for sale | 939,000 | 2,695,000 | 2,541,000 | 2,407,000 |
| Securities held to maturity | 4,544,000 | 4,285,000 | 4,057,000 | 3,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,801,000 | 38,247,000 | 38,266,000 | 42,843,000 |
| Interest-bearing deposits | 27,474,000 | 26,723,000 | 26,976,000 | 31,161,000 |
| Noninterest-bearing deposits | 11,327,000 | 11,524,000 | 11,290,000 | 11,682,000 |
| Equity capital | 3,536,000 | 3,585,000 | 3,660,000 | 3,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,222,000 | 1,885,000 | 2,590,000 |
| Interest expense | 86,000 | 180,000 | 296,000 | 439,000 |
| Net interest income | 502,000 | 1,042,000 | 1,589,000 | 2,151,000 |
| Noninterest income | 198,000 | 400,000 | 617,000 | 812,000 |
| Noninterest expense | 472,000 | 1,003,000 | 1,530,000 | 2,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 448,000 | 688,000 | 925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 448,000 | 688,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,536,000 | 3,575,000 | 3,660,000 | 3,716,000 |
| Total capital | 3,836,000 | 3,858,000 | 3,937,000 | 3,995,000 |
| Risk-weighted assets | 28,689,000 | 28,332,000 | 31,365,000 | 33,214,000 |