Call reports 2004
FIRST SECURITY BANK AND TRUST COMPANY — 2004
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,433,000 | 40,815,000 | 39,537,000 | 40,932,000 |
| Total loans | 29,598,000 | 29,365,000 | 28,162,000 | 30,159,000 |
| Allowance for loan losses | 330,000 | 336,000 | 347,000 | 300,000 |
| Securities available for sale | 0 | 484,000 | 480,000 | 985,000 |
| Securities held to maturity | 7,591,000 | 6,767,000 | 5,808,000 | 5,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,755,000 | 35,249,000 | 36,026,000 | 37,348,000 |
| Interest-bearing deposits | 26,922,000 | 25,273,000 | 25,818,000 | 26,048,000 |
| Noninterest-bearing deposits | 10,833,000 | 9,976,000 | 10,208,000 | 11,300,000 |
| Equity capital | 3,288,000 | 3,348,000 | 3,403,000 | 3,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,146,000 | 1,711,000 | 2,311,000 |
| Interest expense | 79,000 | 154,000 | 230,000 | 308,000 |
| Net interest income | 494,000 | 992,000 | 1,481,000 | 2,003,000 |
| Noninterest income | 207,000 | 423,000 | 644,000 | 850,000 |
| Noninterest expense | 479,000 | 977,000 | 1,462,000 | 1,979,000 |
| Provision for loan losses | 25,000 | 35,000 | 50,000 | 0 |
| Pretax income | 197,000 | 403,000 | 613,000 | 874,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 403,000 | 613,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,288,000 | 3,348,000 | 3,403,000 | 3,505,000 |
| Total capital | 3,618,000 | 3,684,000 | 3,746,000 | 3,805,000 |
| Risk-weighted assets | 29,583,000 | 29,397,000 | 27,432,000 | 29,219,000 |