Call reports 2003
FIRST SECURITY BANK AND TRUST COMPANY — 2003
What FIRST SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,083,000 | 38,831,000 | 39,116,000 | 41,092,000 |
| Total loans | 25,989,000 | 28,180,000 | 27,741,000 | 29,110,000 |
| Allowance for loan losses | 423,000 | 423,000 | 251,000 | 288,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,297,000 | 6,895,000 | 6,833,000 | 7,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,931,000 | 35,554,000 | 35,824,000 | 37,782,000 |
| Interest-bearing deposits | 26,640,000 | 26,283,000 | 26,292,000 | 26,460,000 |
| Noninterest-bearing deposits | 9,291,000 | 9,271,000 | 9,532,000 | 11,322,000 |
| Equity capital | 3,035,000 | 3,151,000 | 3,154,000 | 3,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,109,000 | 1,655,000 | 2,221,000 |
| Interest expense | 109,000 | 207,000 | 300,000 | 384,000 |
| Net interest income | 444,000 | 902,000 | 1,355,000 | 1,837,000 |
| Noninterest income | 204,000 | 407,000 | 618,000 | 845,000 |
| Noninterest expense | 487,000 | 969,000 | 1,452,000 | 1,946,000 |
| Provision for loan losses | 75,000 | 75,000 | 120,000 | 175,000 |
| Pretax income | 86,000 | 265,000 | 401,000 | 561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 265,000 | 401,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,035,000 | 3,151,000 | 3,154,000 | 3,212,000 |
| Total capital | 3,373,000 | 3,505,000 | 3,405,000 | 3,500,000 |
| Risk-weighted assets | 27,016,000 | 28,330,000 | 27,781,000 | 29,178,000 |