Call reports 2008
EAGLE BANK — 2008
What EAGLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,141,000 | 95,708,000 | 93,355,000 | 95,102,000 |
| Total loans | 84,524,000 | 87,263,000 | 87,542,000 | 83,795,000 |
| Allowance for loan losses | 1,130,000 | 1,211,000 | 1,241,000 | 1,308,000 |
| Securities available for sale | 2,620,000 | 2,620,000 | 539,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,027,000 | 77,228,000 | 75,476,000 | 80,387,000 |
| Interest-bearing deposits | 64,876,000 | 67,651,000 | 64,580,000 | 69,309,000 |
| Noninterest-bearing deposits | 9,151,000 | 9,577,000 | 10,896,000 | 11,078,000 |
| Equity capital | 12,623,000 | 12,695,000 | 12,903,000 | 13,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,064,000 | 4,552,000 | 5,957,000 |
| Interest expense | 523,000 | 982,000 | 1,383,000 | 1,731,000 |
| Net interest income | 1,040,000 | 2,082,000 | 3,169,000 | 4,226,000 |
| Noninterest income | 224,000 | 464,000 | 652,000 | 822,000 |
| Noninterest expense | 791,000 | 1,577,000 | 2,346,000 | 3,103,000 |
| Provision for loan losses | 0 | 80,000 | 185,000 | 305,000 |
| Pretax income | 474,000 | 890,000 | 1,291,000 | 1,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 890,000 | 1,291,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,306,000 | 12,378,000 | 12,587,000 | 12,796,000 |
| Total capital | 13,260,000 | 13,367,000 | 13,573,000 | 13,749,000 |
| Risk-weighted assets | 76,147,000 | 78,914,000 | 78,632,000 | 75,887,000 |