Call reports 2007
EAGLE BANK — 2007
What EAGLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,314,000 | 92,693,000 | 91,473,000 | 94,298,000 |
| Total loans | 81,637,000 | 84,069,000 | 82,516,000 | 83,415,000 |
| Allowance for loan losses | 1,339,000 | 1,337,000 | 1,336,000 | 1,237,000 |
| Securities available for sale | 2,763,000 | 2,726,000 | 2,985,000 | 3,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,240,000 | 72,760,000 | 72,450,000 | 76,246,000 |
| Interest-bearing deposits | 62,900,000 | 63,649,000 | 62,275,000 | 64,662,000 |
| Noninterest-bearing deposits | 10,340,000 | 9,111,000 | 10,175,000 | 11,584,000 |
| Equity capital | 12,016,000 | 12,129,000 | 12,306,000 | 12,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,157,000 | 4,771,000 | 6,374,000 |
| Interest expense | 545,000 | 1,104,000 | 1,688,000 | 2,226,000 |
| Net interest income | 1,026,000 | 2,053,000 | 3,083,000 | 4,148,000 |
| Noninterest income | 238,000 | 469,000 | 605,000 | 767,000 |
| Noninterest expense | 790,000 | 1,585,000 | 2,390,000 | 3,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 937,000 | 1,301,000 | 1,783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 937,000 | 1,301,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,690,000 | 11,806,000 | 11,985,000 | 12,282,000 |
| Total capital | 12,614,000 | 12,760,000 | 12,922,000 | 13,226,000 |
| Risk-weighted assets | 73,499,000 | 76,001,000 | 74,553,000 | 75,249,000 |